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Matching entries from Dan Melson's Website
General Consumer Articles: Week in Review June 1st to June 14th 2009
Newly Written Articles Segmented Real Estate Markets And Taking Advantage of Them The current response to certain kinds of property is very different from that to other types. This discusses how to take advantage of it. The Sperm Donor...
General Consumer Articles: Weeks in Review March 29-April 19, 2009
I've been letting my weekly article review slide for several weeks due to one thing or another, during which time I've done a few important new articles and republished quite a few very important older ones. Therefore, I'm going...
FHA Approves Using Tax Credit for Closing Costs
Very interesting. Unprecedented even FHA Ok with Up Front Tax Credit or, in other words, using the tax credit money at closing. We all want to enable FHA consumers to access the tax credit funds when they close on their...
General Consumer Articles: Weeks in Review March 9-22, 2009
Newly Written Articles The Difference Between a Reliable and Unreliable Prequalification or Preapproval Letter Online Real Estate Photographs Loan Fall-Out And The Effects Upon Consumers Top Twelve Things That Help You Buy a Bargain Property Updated Articles Whatever the...
State of the San Diego Real Estate Market March 2009
Reminds me of this gold rush movie (one that I recommend watching if you have a chance) Okay, it's not quite like that, but correctly priced properties are flying into "Pending". It has to do with supply and demand. At...
General Consumer Articles:Week in Review February 9-15, 2009
Newly Written Articles Getting A Loan In A Paranoid Lending Environment talks about steps you can take to make it more likely your loan will be approved. Investment Property and Loan Qualification talks about what it takes to qualify...
New Consumer Article: Investment Property and Loan Qualification
The new consumer article for today is Investment Property and Loan Qualification. It has become exceedingly difficult to get credit for rental income when you apply for a new mortgage, with the upshot being that when the lender won't agree...
General Consumer Articles:Weeks in Review January 26 - February 8, 2009
Newly Written Articles Be Careful Moving Your Down Payment Money talks about problems that can be generated when you don't have an adequate paper trail. Jumbo Loans and The Current Market (January 2009) talks about why lenders want people...
New Consumer Article: Military Housing Allowance and Loan Qualification
The new consumer article for today is Military Housing Allowance and Loan Qualification. For all the nonsense the military puts up with, this is one instance where the government treats them better than just about any other employer....
General Consumer Articles:Weeks in Review December 8-21, 2008
Newly Written Articles Buyer's Agents Presenting An Offer In Person talks about the advantages of agents presenting an offer in person. Multiple Offers: Weak But Increasingly Common, And It's Your Listing Agent's Fault talks about how to discourage strong...
New Consumer Article: VA Loans Have Become The Magic Bullet
The new consumer article for the day is VA Loans Have Become The Magic Bullet. It isn't that VA loans have changed; it's that everything else has severely tightened the qualifications. I'll try and have at least a couple of...
What Sort of Loan Can I Get? (October 2008)
Having had two separate very qualified buyers ask me if they could get a loan in the last two days was kind of an eye opener to all of the hype out there about how difficult it is to...
General Consumer Articles: Week in Review September 1-7, 2008
Sorry this is late. Newly Written Articles All Buyer Assistance Programs Require Full Documentation of Income, an article that talks about one important fact of life for all first time buyer programs, or indeed, any government loan assistance whatsoever...
New Consumer Article September 3, 2008
Today's new consumer article is What Do Loan Qualification Standards Accomplish?, which talks about the good that having and adhering to standards of qualification does, and the problems it avoids for all concerned....
General Consumer Articles: Week in Review August 24, 2008
Newly Written Articles Finding or Creating a "Green" or Eco-Friendly House talks about the basics of ecologically friendly dwellings Loan Qualification Standards: Qualifying Rate and Payment discusses the exact way in which debt to income ratio is computed with...
New Consumer Article August 19, 2008
Today's new consumer article is Loan Qualification Standards: Qualifying Rate and Payment, which talks about how the calculations that determine whether or not you qualify for the loan you apply for....
Demands Listing Agents Make That Aren't in Their Clients Best Interest
One of the things I see all the time is notations made on the listing that demotivate buyers agents, or give them a reason not to show the property. This practice has had a drastic fall off of late, with...
What to Do When Your Loan is Declined
Loans are declined, or actually, the next thing to it, all the time. It is pretty rare for a loan to be outright rejected; I do not recall ever having had a loan outright rejected. That's a sign of a...
How Can I Lower The Down Payment Requirements So I Can Buy Real Estate?
With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us. However, the issue has now become, "I don't have much of a down payment. How do...
Buying or Selling Subject to Existing Deeds of Trust
This is something that often happens with highly appreciated properties where the owner can no longer keep up the payments, they get hit with a notice of default, and along comes Joe or Jane seemingly riding to the rescue on...
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